5 Reasons People are Afraid to Buy a Home

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As seen in the Colorado Springs Gazette 2018 Pikes Peak Home Buyer’s Guide

I have no down payment saved

Builders typically accept different kinds of loan options, so don’t expect them to necessarily balk if you don’t have a down payment saved.

Says Campbell Homes Marketing Manager Jenna McCallum, “We accept multiple types of loans, including First-Time Homebuyer loans. We also work with two of the best mortgage lenders in town who are experts in helping buyers navigate the purchasing process and options available to them.

Prices are so high right now

With Colorado Springs being voted the second-best place to live in the U.S., and the highest percentage of millennials moving here in the country, it’s doubtful the market will cool down anytime soon.

“We’re already seeing that we’re the next big thing in Colorado. Prices continue to increase, and it doesn’t appear we will be slowing down any time soon,” says McCallum.

I’m afraid to make such a large purchase

It is likely the largest purchase you’ll ever make, but you also need to look at it as a sound investment. Along with the city’s rapid growth, the value of your home is also growing.

Says McCallum, “Purchasing a home doesn’t have to be intimidating. Our sales professionals have years of experience providing guidance to our buyers. It is our sincere intention to not only get you into a home that is beautiful, but to protect your financial investment by building a quality home that will maintain its integrity years into the future.”

I’ve got student loan debt, car loans, credit card debt, etc.

Buying a home when you’re paying off debt may not seem appealing, but real estate is always a good investment. “Housing isn’t a commodity, it’s a necessity,” says McCallum. “Even with economic downturns, it will bounce back.”

Another thing to consider: you can have a new house that caters to your specific needs versus paying the same for an older house that may need work. A new build will have warranties, so you will have peace of mind for years to come.

I’m afraid my space needs will change within a few years.

Ask yourself where you see yourself in 10 years. What can you grow into?

Says McCallum, “We build with our buyers’ needs in mind. Our sales teams will take the time to learn what is most important to you, and help customize your home to fit not only your current preferences but also what you think your preferences will be down the line.”

Campbell Homes has been building quality homes locally since 1965. For details, call them at 719-266-9780, or visit them online at campbellhomes.com.

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